/* =============================================================
   Fincura – Design System (Marken-Kit v1.0)
   Ein zentrales Stylesheet für die gesamte Website.
   ============================================================= */

/* ---------- Fonts (lokal gehostet, kein Google-CDN) ---------- */
@font-face {
  font-family: 'Plus Jakarta Sans';
  src: url('../fonts/plus-jakarta-sans-var.woff2') format('woff2');
  font-weight: 500 800;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Outfit';
  src: url('../fonts/outfit-var.woff2') format('woff2');
  font-weight: 300 700;
  font-style: normal;
  font-display: swap;
}

/* ---------- Design-Tokens ---------- */
:root {
  /* Marken-Farben */
  --blau:        #4BBDE8;
  --blau-dunkel: #2A9AC8;
  --blau-hell:   #D6F0FB;
  --gruen:       #8DC63F;
  --gruen-dunkel:#6BA82E;
  --gruen-hell:  #E8F5D0;
  --schwarz:     #1A1A1A;
  --grau:        #7A7A7A;
  --grau-hell:   #E6E6E3;
  --bg:          #F5F5F3;
  --weiss:       #FFFFFF;

  /* funktional */
  --text:        #1A1A1A;
  --text-mut:    #5F5F5C;
  --link:        var(--blau-dunkel);

  /* Typo */
  --font-head: 'Plus Jakarta Sans', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --font-body: 'Outfit', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;

  /* Spacing-Skala (8px-Basis) */
  --xs: 4px; --sm: 8px; --md: 16px; --lg: 24px; --xl: 32px; --2xl: 48px; --3xl: 72px; --4xl: 104px;

  /* Radien */
  --r-btn: 8px;
  --r-card: 12px;
  --r-pill: 999px;

  /* Schatten */
  --shadow-sm: 0 1px 3px rgba(26,26,26,.06), 0 1px 2px rgba(26,26,26,.04);
  --shadow-md: 0 6px 24px rgba(26,26,26,.08);
  --shadow-lg: 0 18px 48px rgba(26,26,26,.12);

  --maxw: 1160px;
  --header-h: 76px;
}

/* ---------- Reset / Basis ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; display: block; height: auto; }
a { color: var(--link); text-decoration: none; }
a:hover { color: var(--blau-dunkel); text-decoration: underline; }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--schwarz); line-height: 1.15; margin: 0 0 .5em; font-weight: 700; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 4.4vw, 3.1rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
h3 { font-size: clamp(1.15rem, 1.8vw, 1.4rem); font-weight: 600; }
p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.25em; }
li { margin-bottom: .4em; }
strong { font-weight: 600; color: var(--schwarz); }
:focus-visible { outline: 3px solid var(--blau); outline-offset: 2px; border-radius: 4px; }

/* ---------- Layout-Helfer ---------- */
.container { width: 100%; max-width: var(--maxw); margin-inline: auto; padding-inline: 24px; }
.section { padding-block: clamp(48px, 8vw, 104px); }
.section--tight { padding-block: clamp(40px, 6vw, 72px); }
.section--bg { background: var(--weiss); }
.section--blau { background: var(--blau-hell); }
.section--dunkel { background: var(--schwarz); color: #EDEDEB; }
.section--dunkel h1, .section--dunkel h2, .section--dunkel h3 { color: #fff; }
/* Karten in dunklen Sektionen haben hellen Hintergrund → Titel dunkel halten */
.section--dunkel .card h3, .section--dunkel .webinar-card h3 { color: var(--text); }
.center { text-align: center; }
.narrow { max-width: 760px; margin-inline: auto; }
.mt-0 { margin-top: 0; } .mb-0 { margin-bottom: 0; }

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; } }

/* ---------- Eyebrow / Label ---------- */
.eyebrow {
  font-family: var(--font-body);
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--blau-dunkel);
  margin: 0 0 12px;
  display: inline-block;
}
.section--dunkel .eyebrow { color: var(--blau); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-head);
  font-weight: 600; font-size: 1rem; line-height: 1;
  padding: 15px 26px;
  border-radius: var(--r-btn);
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .12s ease, background .18s ease, border-color .18s ease, box-shadow .18s ease;
  text-decoration: none;
  white-space: nowrap;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn--primary { background: var(--blau); color: #fff; }
.btn--primary:hover { background: var(--blau-dunkel); color: #fff; box-shadow: var(--shadow-md); }
.btn--cta { background: var(--gruen); color: #17330a; }
.btn--cta:hover { background: var(--gruen-dunkel); color: #fff; box-shadow: var(--shadow-md); }
.btn--ghost { background: transparent; color: var(--schwarz); border-color: var(--grau-hell); }
.btn--ghost:hover { background: #fff; border-color: var(--blau); color: var(--blau-dunkel); }
.section--dunkel .btn--ghost { color: #fff; border-color: rgba(255,255,255,.35); }
.section--dunkel .btn--ghost:hover { background: rgba(255,255,255,.08); border-color: #fff; color: #fff; }
.btn--lg { padding: 17px 32px; font-size: 1.06rem; }
.btn--block { display: flex; width: 100%; justify-content: center; }
.btn .arrow { transition: transform .15s ease; }
.btn:hover .arrow { transform: translateX(3px); }

.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.btn-row--center { justify-content: center; }

/* ---------- Tags ---------- */
.tag {
  display: inline-block;
  font-size: .78rem; font-weight: 600;
  padding: 5px 12px; border-radius: var(--r-pill);
  background: var(--blau-hell); color: var(--blau-dunkel);
}
.tag--gruen { background: var(--gruen-hell); color: var(--gruen-dunkel); }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--grau-hell);
}
.site-header .container {
  display: flex; align-items: center; justify-content: space-between;
  height: var(--header-h); gap: 20px;
}
.brand { display: flex; align-items: center; flex-shrink: 0; }
.brand img { height: 34px; width: auto; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a.nav-link {
  font-family: var(--font-head); font-weight: 600; font-size: .97rem;
  color: var(--schwarz); padding: 10px 14px; border-radius: var(--r-btn);
  text-decoration: none; transition: background .15s, color .15s;
}
.nav a.nav-link:hover { background: var(--blau-hell); color: var(--blau-dunkel); }
.nav a.nav-link[aria-current="page"] { color: var(--blau-dunkel); }
.header-cta { display: flex; align-items: center; gap: 10px; }
.header-phone { font-family: var(--font-head); font-weight: 600; color: var(--schwarz); font-size: .95rem; white-space: nowrap; }
.header-phone:hover { color: var(--blau-dunkel); text-decoration: none; }

/* Dropdown */
.has-drop { position: relative; }
.drop-toggle { display: inline-flex; align-items: center; gap: 6px; background: none; border: none; cursor: pointer; }
.drop-toggle .chev { width: 10px; height: 10px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-2px); transition: transform .2s; }
.has-drop[data-open="true"] .drop-toggle .chev { transform: rotate(-135deg) translateY(-2px); }
.drop-menu {
  position: absolute; top: calc(100% + 8px); left: 0;
  min-width: 260px; background: #fff; border: 1px solid var(--grau-hell);
  border-radius: var(--r-card); box-shadow: var(--shadow-lg);
  padding: 10px; opacity: 0; visibility: hidden; transform: translateY(-6px);
  transition: opacity .16s, transform .16s, visibility .16s;
}
.has-drop[data-open="true"] .drop-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.drop-menu a {
  display: block; padding: 10px 12px; border-radius: 8px;
  color: var(--schwarz); font-weight: 500; font-size: .95rem; text-decoration: none;
}
.drop-menu a:hover { background: var(--blau-hell); color: var(--blau-dunkel); }
.drop-menu a small { display: block; color: var(--grau); font-weight: 400; font-size: .82rem; }

/* Burger */
.burger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.burger span { width: 26px; height: 2px; background: var(--schwarz); border-radius: 2px; transition: transform .2s, opacity .2s; }
.mobile-nav { display: none; }

@media (max-width: 1024px) {
  .nav, .header-cta .btn, .header-phone, .header-login { display: none; }
  .burger { display: flex; }
  .mobile-nav {
    display: block; position: fixed;
    top: var(--header-h); left: 0; right: 0; bottom: 0;
    background: #fff; padding: 20px 24px 40px; overflow-y: auto;
    transform: translateX(100%); transition: transform .25s ease; z-index: 99;
  }
  body.menu-open .mobile-nav { transform: translateX(0); }
  body.menu-open { overflow: hidden; }
  body.menu-open .burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  body.menu-open .burger span:nth-child(2) { opacity: 0; }
  body.menu-open .burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .mobile-nav .m-group { border-bottom: 1px solid var(--grau-hell); padding: 8px 0; }
  .mobile-nav .m-group > span { display: block; font-family: var(--font-head); font-weight: 700; font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; color: var(--grau); padding: 10px 4px 4px; }
  .mobile-nav a { display: block; padding: 11px 4px; font-family: var(--font-head); font-weight: 600; color: var(--schwarz); font-size: 1.05rem; text-decoration: none; }
  .mobile-nav a:hover { color: var(--blau-dunkel); }
  .mobile-nav .btn { margin-top: 20px; }
}

/* ---------- Hero ---------- */
.hero { position: relative; background: var(--weiss); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 40px; min-height: min(76vh, 640px); }
.hero-copy { padding-block: 56px; max-width: 620px; }
.hero-copy h1 { margin-bottom: 20px; }
.hero-lead { font-size: 1.22rem; color: var(--text-mut); margin-bottom: 28px; }
.hero-media { position: relative; align-self: stretch; }
.hero-media img { width: 100%; height: 100%; object-fit: cover; object-position: 72% center; border-radius: 0; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 30px; align-items: center; }
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; min-height: 0; gap: 0; }
  .hero-copy { padding-block: 40px 8px; order: 2; }
  .hero-media { order: 1; aspect-ratio: 16/10; }
}

/* Hero-Variante mit Bild-Hintergrund (Unterseiten) */
.page-hero { background: var(--schwarz); color: #EDEDEB; position: relative; }
.page-hero .container { position: relative; z-index: 2; padding-block: clamp(48px, 7vw, 88px); }
.page-hero h1 { color: #fff; max-width: 780px; }
.page-hero p { color: #cfd3d6; font-size: 1.15rem; max-width: 640px; }
.page-hero .eyebrow { color: var(--blau); }
.page-hero.has-img::after { content:""; position:absolute; inset:0; background: linear-gradient(90deg, rgba(20,20,20,.92) 0%, rgba(20,20,20,.72) 45%, rgba(20,20,20,.35) 100%); z-index:1; }
.page-hero.has-img { background-size: cover; background-position: center; }

/* ---------- Cards ---------- */
.card {
  background: #fff; border: 1px solid var(--grau-hell);
  border-radius: var(--r-card); padding: 28px;
  transition: transform .15s ease, box-shadow .18s ease, border-color .18s;
  height: 100%; display: flex; flex-direction: column;
}
.card--link:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: transparent; }
.card h3 { margin-bottom: 8px; }
.card p { color: var(--text-mut); font-size: .98rem; }
.card .card-icon {
  width: 48px; height: 48px; border-radius: 12px; margin-bottom: 16px;
  display: grid; place-items: center; background: var(--blau-hell); color: var(--blau-dunkel);
  flex-shrink: 0;
}
.card .card-icon svg { width: 26px; height: 26px; }
.card .card-more { margin-top: auto; padding-top: 14px; font-family: var(--font-head); font-weight: 600; color: var(--blau-dunkel); display: inline-flex; gap: 6px; align-items: center; }
.card--link:hover .card-more .arrow { transform: translateX(3px); }
.card--pillar .card-icon { background: var(--gruen-hell); color: var(--gruen-dunkel); }

/* Feature-Liste mit Häkchen */
.checks { list-style: none; padding: 0; margin: 0; }
.checks li { position: relative; padding-left: 32px; margin-bottom: 14px; }
.checks li::before {
  content: ""; position: absolute; left: 0; top: 2px;
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--gruen-hell) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%236BA82E' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat;
}

/* Prozess-Schritte */
.steps { counter-reset: step; display: grid; gap: 24px; }
.step { position: relative; padding-left: 66px; }
.step::before {
  counter-increment: step; content: counter(step);
  position: absolute; left: 0; top: 0;
  width: 46px; height: 46px; border-radius: 12px;
  background: var(--blau); color: #fff;
  font-family: var(--font-head); font-weight: 800; font-size: 1.2rem;
  display: grid; place-items: center;
}
.step h3 { margin-bottom: 4px; }
.step p { color: var(--text-mut); margin-bottom: 0; }

/* ---------- Webinar-Box (auf Themenseiten) ---------- */
.webinar-box {
  display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 24px;
  background: var(--schwarz); color: #EDEDEB;
  border-radius: var(--r-card); padding: 28px 32px;
}
.webinar-box .wb-icon {
  width: 58px; height: 58px; border-radius: 14px; flex-shrink: 0;
  background: linear-gradient(135deg, var(--blau), var(--blau-dunkel));
  display: grid; place-items: center; color: #fff;
}
.webinar-box .wb-icon svg { width: 30px; height: 30px; }
.webinar-box .eyebrow { color: var(--blau); margin-bottom: 6px; }
.webinar-box h3 { color: #fff; margin: 0 0 4px; }
.webinar-box p { margin: 0; color: #c8ccce; font-size: .96rem; }
.webinar-box .wb-ref { font-size: .85rem; color: var(--gruen); font-weight: 600; margin-top: 4px; }
@media (max-width: 760px) {
  .webinar-box { grid-template-columns: 1fr; text-align: left; gap: 16px; }
  .webinar-box .btn { width: 100%; justify-content: center; }
}

/* ---------- Webinar-Karten (Webinarseite) ---------- */
.webinar-card { display: flex; flex-direction: column; }
.webinar-card .wc-top { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.webinar-card .wc-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--blau-hell); color: var(--blau-dunkel);
  font-size: .8rem; font-weight: 600; padding: 5px 12px; border-radius: var(--r-pill);
}
.webinar-card .wc-badge.is-extern { background: var(--gruen-hell); color: var(--gruen-dunkel); }
.webinar-card .wc-dur { font-size: .82rem; color: var(--grau); font-weight: 500; }
.webinar-card h3 { margin-bottom: 8px; }
.webinar-card p { color: var(--text-mut); font-size: .96rem; }
.webinar-card .btn { margin-top: auto; }

/* ---------- Team ---------- */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
@media (max-width: 860px) { .team-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .team-grid { grid-template-columns: 1fr; } }
.member { text-align: center; }
.member .avatar {
  width: 100%; aspect-ratio: 1; border-radius: var(--r-card); overflow: hidden;
  background: var(--blau-hell); margin-bottom: 16px;
}
.member .avatar img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.member .avatar.is-placeholder {
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--blau-hell), var(--gruen-hell));
}
.member .avatar.is-placeholder span {
  font-family: var(--font-head); font-weight: 800; font-size: 3.4rem; color: var(--blau-dunkel);
}
.member h3 { margin: 0 0 2px; }
.member .role { color: var(--blau-dunkel); font-weight: 600; font-size: .92rem; margin-bottom: 8px; }
.member p { color: var(--text-mut); font-size: .93rem; margin: 0; }

/* ---------- Trust-Leiste ---------- */
.trustbar { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 14px 30px; }
.trust-item { display: flex; align-items: center; gap: 10px; font-weight: 500; color: var(--text-mut); font-size: .95rem; }
.trust-item svg { color: var(--gruen-dunkel); flex-shrink: 0; width: 20px; height: 20px; }

/* Inline-Icon-Größen (SVGs ohne eigene Maße) */
.btn svg { width: 1.15em; height: 1.15em; flex-shrink: 0; }
.footer-badge svg { width: 18px; height: 18px; flex-shrink: 0; }
.card-more svg, .wb-ref svg { width: 18px; height: 18px; }
.stars { color: #F5A623; letter-spacing: 2px; font-size: 1.05rem; }

/* Kennzahlen */
.stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; text-align: center; }
@media (max-width: 620px){ .stats { grid-template-columns: 1fr; } }
.stat .num { font-family: var(--font-head); font-weight: 800; font-size: clamp(2rem,4vw,2.8rem); color: var(--blau-dunkel); line-height: 1; }
.stat .lbl { color: var(--text-mut); font-size: .95rem; margin-top: 6px; }

/* Kundenstimmen */
.quote-card { background: #fff; border: 1px solid var(--grau-hell); border-radius: var(--r-card); padding: 28px; }
.quote-card .stars { margin-bottom: 12px; }
.quote-card blockquote { margin: 0 0 16px; font-size: 1.05rem; color: var(--schwarz); }
.quote-card .q-author { font-weight: 600; font-size: .92rem; color: var(--text-mut); }

/* ---------- FAQ Accordion ---------- */
.faq { max-width: 820px; margin-inline: auto; }
.faq-item { border-bottom: 1px solid var(--grau-hell); }
.faq-q {
  width: 100%; text-align: left; background: none; border: none; cursor: pointer;
  font-family: var(--font-head); font-weight: 600; font-size: 1.08rem; color: var(--schwarz);
  padding: 22px 44px 22px 0; position: relative;
}
.faq-q::after {
  content: "+"; position: absolute; right: 8px; top: 50%; transform: translateY(-50%);
  font-size: 1.6rem; font-weight: 400; color: var(--blau); transition: transform .2s;
}
.faq-item[data-open="true"] .faq-q::after { content: "–"; }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .28s ease; }
.faq-a-inner { padding: 0 44px 22px 0; color: var(--text-mut); }
.faq-item[data-open="true"] .faq-a { max-height: 600px; }

/* ---------- CTA-Sektion ---------- */
.cta-band { background: linear-gradient(135deg, var(--blau-dunkel), var(--blau)); color: #fff; border-radius: var(--r-card); padding: clamp(32px, 5vw, 56px); text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.9); font-size: 1.1rem; max-width: 560px; margin-inline: auto; }
.cta-band .btn--cta { box-shadow: 0 8px 24px rgba(0,0,0,.18); }
.cta-band .btn--ghost { color:#fff; border-color: rgba(255,255,255,.6); }
.cta-band .btn--ghost:hover { background: rgba(255,255,255,.14); border-color:#fff; color:#fff; }

/* ---------- Highlight-Band (z. B. Featured Webinar) ---------- */
.highlight-band {
  display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 20px 28px;
  background: linear-gradient(120deg, #16321f 0%, #1A1A1A 60%);
  color: #EDEDEB; border-radius: var(--r-card); padding: 28px 32px;
  border: 1px solid rgba(141,198,63,.35);
}
.highlight-band h2 { color: #fff; font-size: clamp(1.3rem,2.2vw,1.7rem); margin-bottom: 6px; }
.highlight-band p { color: #cdd2ce; margin: 0; font-size: .98rem; }
.highlight-band p strong { color: var(--gruen); }
.highlight-band .hb-cta { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; }
.highlight-band .hb-note { font-size: .82rem; color: #a7ad9f; }
.highlight-band .hb-tag { align-self: start; }
@media (max-width: 860px) {
  .highlight-band { grid-template-columns: 1fr; text-align: left; }
  .highlight-band .hb-cta { align-items: stretch; }
  .highlight-band .hb-cta .btn { justify-content: center; }
}

/* ProvenExpert-Siegel-Bereich */
.proseal-wrap { max-width: 720px; margin: 32px auto 0; }
#proSealWidget { display: flex; justify-content: center; }

/* ---------- Split (Text + Bild) ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.split img { border-radius: var(--r-card); box-shadow: var(--shadow-md); }
.split--rev .split-media { order: -1; }
@media (max-width: 820px) { .split { grid-template-columns: 1fr; gap: 28px; } .split--rev .split-media { order: 0; } }

/* Prose (Rechtstexte) */
.prose { max-width: 800px; }
.prose h2 { margin-top: 1.6em; font-size: 1.5rem; }
.prose h3 { margin-top: 1.3em; }
.prose ul { padding-left: 1.2em; }
.prose .meta { color: var(--grau); font-size: .9rem; }
.note {
  background: var(--blau-hell); border-left: 4px solid var(--blau);
  padding: 16px 20px; border-radius: 8px; margin: 20px 0; font-size: .96rem;
}
.note--todo { background: #FFF6E5; border-left-color: #E0A106; }
mark { background: #FFF1C2; color: #7a5b00; padding: 1px 6px; border-radius: 4px; font-weight: 600; }
.prose h1 { margin-bottom: .3em; }
.prose .btn { text-decoration: none; }

/* ---------- Zwei-Klick-Embed (DSGVO) ---------- */
.consent-embed {
  background: #fff; border: 1px solid var(--grau-hell); border-radius: var(--r-card);
  padding: 40px 28px; text-align: center; min-height: 320px;
  display: grid; place-content: center; gap: 14px;
}
.consent-embed h3 { margin: 0; }
.consent-embed p { color: var(--text-mut); max-width: 460px; margin: 0 auto; font-size: .95rem; }
.consent-embed .btn { justify-self: center; }
.consent-embed .fineprint { font-size: .82rem; color: var(--grau); }
.embed-frame { width: 100%; border: 0; border-radius: var(--r-card); min-height: 720px; }

/* WhatsApp / Kontakt-Zeilen */
.contact-lines { display: grid; gap: 14px; }
.contact-line { display: flex; align-items: center; gap: 14px; font-size: 1.02rem; }
.contact-line .ci { width: 42px; height: 42px; border-radius: 10px; background: var(--blau-hell); color: var(--blau-dunkel); display: grid; place-items: center; flex-shrink: 0; }
.contact-line a { font-weight: 600; color: var(--schwarz); }
.contact-line a:hover { color: var(--blau-dunkel); }

/* Formular */
.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 6px; font-family: var(--font-head); }
.form-field input, .form-field textarea {
  width: 100%; padding: 13px 15px; border: 1.5px solid var(--grau-hell); border-radius: var(--r-btn);
  font-family: var(--font-body); font-size: 1rem; background: #fff; color: var(--text);
}
.form-field input:focus, .form-field textarea:focus { outline: none; border-color: var(--blau); box-shadow: 0 0 0 3px var(--blau-hell); }
.form-check { display: flex; gap: 10px; align-items: flex-start; font-size: .9rem; color: var(--text-mut); margin-bottom: 20px; }
.form-check input { margin-top: 4px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--schwarz); color: #B9BDBF; padding-block: 60px 28px; }
.site-footer a { color: #B9BDBF; }
.site-footer a:hover { color: #fff; text-decoration: none; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer img.f-logo { height: 30px; margin-bottom: 16px; }
.footer-col h4 { color: #fff; font-size: .82rem; letter-spacing: .12em; text-transform: uppercase; margin-bottom: 16px; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 10px; }
.footer-about p { font-size: .94rem; line-height: 1.6; margin-bottom: 16px; }
.footer-badge { display: inline-flex; align-items: center; gap: 8px; font-size: .82rem; background: rgba(255,255,255,.06); padding: 8px 12px; border-radius: 8px; color: #d7dadb; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding-top: 22px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; font-size: .85rem; }
.footer-bottom .legal-links { display: flex; flex-wrap: wrap; gap: 18px; }

/* Utility */
.lead { font-size: 1.18rem; color: var(--text-mut); }
.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head.center { margin-inline: auto; }
.mt-l { margin-top: 32px; } .mt-m { margin-top: 20px; }
.hidden { display: none; }
.skip-link { position: absolute; left: -9999px; top: 0; background: #fff; padding: 12px 20px; z-index: 999; border-radius: 0 0 8px 0; }
.skip-link:focus { left: 0; }

/* ---------- Kontaktformular: Spam-Schutz & Meldungen ---------- */
/* Honeypot-Felder: für Menschen unsichtbar (offscreen), für Bots normale Felder */
.cf-extra { position: absolute; left: -9999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.form-alert {
  background: #FDECEA; border: 1px solid #F5C6C0; color: #8A2B22;
  border-radius: var(--r-card); padding: 14px 18px; margin-bottom: 18px; font-size: .95rem;
}
.form-alert a { color: #8A2B22; font-weight: 600; text-decoration: underline; }

/* ====================================================================
   Header: Kundenbereich-Link  +  „Mein Fincura" (Kundenbereich/PWA)
   ==================================================================== */
.header-cta-stack { display:flex; flex-direction:column; align-items:stretch; gap:5px; }
.header-login { display:inline-flex; align-items:center; justify-content:center; gap:5px; font-family:var(--font-head); font-weight:600; font-size:.8rem; color:var(--grau); white-space:nowrap; }
.header-login svg { width:14px; height:14px; }
.header-login:hover { color:var(--blau-dunkel); text-decoration:none; }

/* --- App-Kopf (kompakt) --- */
.app-container { max-width:880px; }
.app-head { background:linear-gradient(135deg,#2A9AC8 0%,#1c3a47 70%,#1A1A1A 100%); color:#eaf5fa; padding:26px 0 22px; }
.app-head-row { display:flex; align-items:center; gap:14px; }
.app-head-icon { width:56px; height:56px; border-radius:14px; box-shadow:0 4px 14px rgba(0,0,0,.25); flex:none; }
.app-head h1 { color:#fff; font-size:clamp(1.5rem,4vw,1.9rem); margin:0; }
.app-head-text p { margin:2px 0 0; font-size:.95rem; color:#c9e4f0; }
.app-install-chip { display:inline-flex; align-items:center; gap:8px; margin-top:16px; padding:9px 14px; border-radius:999px; background:rgba(255,255,255,.14); border:1px solid rgba(255,255,255,.25); color:#fff; font-family:var(--font-head); font-weight:600; font-size:.85rem; backdrop-filter:blur(4px); }
.app-install-chip svg { width:16px; height:16px; }
.app-install-chip .aic-more { color:var(--gruen); }
.app-install-chip:hover { background:rgba(255,255,255,.22); text-decoration:none; color:#fff; }

/* --- App-Sektionen & Anker --- */
.section--app { padding-block:clamp(28px,4.5vw,48px); }
.section--app[id] { scroll-margin-top:calc(var(--header-h) + 12px); }
.app-sec-head { margin-bottom:18px; }
.app-sec-head .eyebrow { display:inline-flex; align-items:center; gap:6px; margin-bottom:6px; }
.app-sec-head .eyebrow svg { width:14px; height:14px; }
.app-sec-head h2 { font-size:clamp(1.25rem,2.6vw,1.6rem); margin-bottom:4px; }
.app-sec-head p { color:var(--text-mut); font-size:.95rem; margin:0; }

/* --- Schnellnavigation (App-Kacheln) --- */
.quicknav { display:grid; grid-template-columns:repeat(4,1fr); gap:14px; }
.qn-tile { display:flex; flex-direction:column; align-items:flex-start; gap:12px; background:#fff; border:1px solid var(--grau-hell); border-radius:18px; padding:18px 16px; box-shadow:var(--shadow-sm); font-family:var(--font-head); font-weight:600; font-size:.95rem; color:var(--schwarz); transition:transform .15s, box-shadow .15s; }
.qn-tile:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); text-decoration:none; color:var(--schwarz); }
.qn-icon { width:46px; height:46px; border-radius:14px; display:grid; place-items:center; }
.qn-icon svg { width:22px; height:22px; }
.qn--blau  { background:var(--blau-hell); color:var(--blau-dunkel); }
.qn--gruen { background:var(--gruen); color:#17330a; }
.qn--dunkel{ background:var(--schwarz); color:#fff; }
.qn--herz  { background:var(--gruen-hell); color:var(--gruen-dunkel); }
.qn-label { line-height:1.25; }

/* --- Chat-Assistent --- */
.chat-card { background:#fff; border:1px solid var(--grau-hell); border-radius:20px; box-shadow:var(--shadow-md); overflow:hidden; }
.chat-head { display:flex; align-items:center; gap:12px; padding:14px 18px; background:linear-gradient(120deg,var(--blau) 0%,var(--blau-dunkel) 100%); color:#fff; }
.chat-head-avatar { width:40px; height:40px; border-radius:50%; overflow:hidden; background:#fff; border:2px solid rgba(255,255,255,.85); box-shadow:0 2px 6px rgba(0,0,0,.15); flex:none; }
.chat-head-avatar img { width:100%; height:100%; display:block; }
.chat-head-name { font-family:var(--font-head); font-weight:700; font-size:.95rem; line-height:1.2; }
.chat-head-sub { font-size:.78rem; color:#e2f3fb; }
.chat-log { padding:18px; display:flex; flex-direction:column; gap:10px; min-height:200px; max-height:440px; overflow-y:auto; scroll-behavior:smooth; background:var(--bg); }
.chat-msg { max-width:85%; padding:11px 15px; border-radius:16px; font-size:.95rem; line-height:1.5; animation:chatIn .22s ease both; }
.chat-msg--bot { background:#fff; border:1px solid var(--grau-hell); border-bottom-left-radius:6px; align-self:flex-start; box-shadow:var(--shadow-sm); }
.chat-msg--user { background:var(--blau); color:#fff; border-bottom-right-radius:6px; align-self:flex-end; }
.chat-msg a { font-weight:600; }
.chat-msg--bot .chat-note { display:block; margin-top:6px; font-size:.8rem; color:var(--grau); }
@keyframes chatIn { from { opacity:0; transform:translateY(6px);} to { opacity:1; transform:none;} }
.chat-typing { display:inline-flex; gap:4px; padding:12px 16px; }
.chat-typing i { width:7px; height:7px; border-radius:50%; background:var(--grau); animation:typing 1s infinite; }
.chat-typing i:nth-child(2){ animation-delay:.15s } .chat-typing i:nth-child(3){ animation-delay:.3s }
@keyframes typing { 0%,60%,100%{ opacity:.3; transform:none } 30%{ opacity:1; transform:translateY(-3px) } }
.chat-options { padding:0 18px 16px; display:flex; flex-wrap:wrap; gap:8px; background:var(--bg); }
.chat-opt { border:1.5px solid var(--blau); background:#fff; color:var(--blau-dunkel); font-family:var(--font-head); font-weight:600; font-size:.88rem; padding:9px 15px; border-radius:999px; cursor:pointer; transition:background .15s,color .15s; }
.chat-opt:hover { background:var(--blau); color:#fff; }
.chat-opt--action { background:var(--gruen); border-color:var(--gruen); color:#17330a; display:inline-flex; align-items:center; gap:6px; }
.chat-opt--action:hover { background:var(--gruen-dunkel); border-color:var(--gruen-dunkel); color:#fff; }
.chat-opt--ghost { border-color:var(--grau-hell); color:var(--text-mut); }
.chat-opt--ghost:hover { background:var(--grau-hell); color:var(--schwarz); }
.chat-opt svg { width:15px; height:15px; }
.chat-form { padding:4px 18px 18px; background:var(--bg); display:flex; flex-direction:column; gap:10px; }
.chat-form input, .chat-form textarea { width:100%; font:inherit; font-size:.95rem; padding:11px 14px; border:1.5px solid var(--grau-hell); border-radius:12px; background:#fff; }
.chat-form input:focus, .chat-form textarea:focus { outline:none; border-color:var(--blau); }
.chat-form textarea { min-height:84px; resize:vertical; }
.chat-consent { display:flex; gap:9px; align-items:flex-start; font-size:.8rem; color:var(--text-mut); }
.chat-consent input { width:17px; height:17px; margin-top:1px; flex:none; }
.chat-form .btn { align-self:flex-start; }
.chat-error { color:#a33; font-size:.85rem; }

/* --- Hub-Kacheln (App-Look) --- */
.hub-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:14px; }
.hub-grid--2 { grid-template-columns:repeat(2,1fr); }
.hub-grid--3 { grid-template-columns:repeat(3,1fr); }
.hub-tile { display:flex; flex-direction:column; gap:12px; background:#fff; border:1px solid var(--grau-hell); border-radius:18px; padding:20px 18px; box-shadow:var(--shadow-sm); transition:transform .15s, box-shadow .15s; }
.hub-tile h3 { font-size:1.02rem; margin:0 0 2px; display:flex; align-items:center; gap:8px; flex-wrap:wrap; }
.hub-tile p { color:var(--text-mut); font-size:.88rem; margin:0; }
.hub-tile-body { flex:1; }
.hub-tile .btn { margin-top:auto; }
.hub-avatar { width:52px; height:52px; border-radius:16px; background:linear-gradient(135deg,var(--blau-hell),#fff); border:1.5px solid var(--blau); color:var(--blau-dunkel); display:grid; place-items:center; font-family:var(--font-head); font-weight:700; font-size:1.3rem; }
.hub-icon { width:48px; height:48px; border-radius:14px; background:var(--blau-hell); color:var(--blau-dunkel); display:grid; place-items:center; }
.hub-icon svg { width:24px; height:24px; }
.hub-tile--link { text-align:left; }
.hub-tile--link:hover, .hub-tile:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); text-decoration:none; }

.share-card { background:var(--blau-hell); border-radius:var(--r-card); padding:24px; margin-top:8px; }
.share-msg { font-style:italic; color:var(--text); margin-bottom:16px; }

.steps--3 { grid-template-columns:repeat(3,1fr); margin-bottom:28px; }

.install-cols { display:grid; grid-template-columns:1fr 1fr; gap:24px; margin-top:20px; }
.install-col { background:#fff; border:1px solid var(--grau-hell); border-radius:var(--r-card); padding:22px; }
.install-col h3 { display:flex; align-items:center; gap:8px; font-size:1rem; margin-bottom:10px; }
.install-col h3 svg { width:18px; height:18px; color:var(--blau-dunkel); }
.install-col ol { margin:0; padding-left:20px; }
.install-col li { margin-bottom:8px; color:var(--text-mut); }
.install-col li strong { color:var(--text); }

.fineprint { font-size:.82rem; color:var(--grau); }
.tag--blau { background:var(--blau-hell); color:var(--blau-dunkel); }

@media (max-width:900px){
  .hub-grid, .hub-grid--2, .hub-grid--3 { grid-template-columns:repeat(2,1fr); }
  .steps--3 { grid-template-columns:1fr; }
  .install-cols { grid-template-columns:1fr; }
}
@media (max-width:700px){
  .quicknav { grid-template-columns:repeat(2,1fr); }
  .chat-msg { max-width:92%; }
}
@media (max-width:560px){
  .hub-grid, .hub-grid--2, .hub-grid--3 { grid-template-columns:1fr; }
  .hub-grid { grid-template-columns:repeat(2,1fr); } /* Berater-Kacheln bleiben 2-spaltig (App-Gefühl) */
  .hub-grid .hub-tile { padding:16px 14px; }
}